Who pays HOA transfer fees and disclosure fees in Arizona?

In Arizona, HOA transfer fees and the cost of preparing the disclosure package are typically paid by the seller, though this can be negotiated. The seller is required to provide the HOA disclosure package to the buyer, and the HOA or management company usually charges a fee to compile it. The standard Arizona Association of Realtors purchase contract allocates these costs to the seller by default. However, in some transactions, especially new construction or investor sales, the buyer may agree to cover these fees as part of the negotiation. Always review your purchase contract to confirm who is responsible for each fee.