What is an HOA and what do the fees cover?
A homeowners association or HOA is an organization that sets and enforces rules for a subdivision or community and maintains common areas. Monthly or annual fees typically cover landscaping of shared spaces, community amenities like pools or parks, exterior building maintenance in condos or townhomes, trash service, street lighting, and sometimes security or gate access. Fees also fund reserve accounts for major repairs. In Arizona, sellers must provide an HOA disclosure package that includes the CC&Rs, bylaws, budget, meeting minutes, and current fees. What the fees cover varies widely, so review the package carefully during your inspection period.
More on hoas and master-planned communities
- How much are HOA fees in Phoenix and are they worth it?
- How do I find out the HOA rules and read the CC&Rs before I buy?
- Can the HOA tell me what to do with my yard, paint color or parking?
- Are master-planned communities worth it in Arizona?
- How do I check an HOA's financials and reserves before buying?
- Who pays HOA transfer fees and disclosure fees in Arizona?
Meet Jon Hegreness
Jon Hegreness
REALTOR / Associate Broker · Howe Realty
AZ License BR540940000
Full-time Phoenix North Valley REALTOR and Associate Broker with 24 years in Arizona residential real estate. A negotiator and problem solver who works the way you would want a friend in the business to work: direct, on your side, and steady through the parts that get complicated.