How do I find out the HOA rules and read the CC&Rs before I buy?
In Arizona, the seller must provide an HOA disclosure package that includes the CC&Rs, rules and regulations, bylaws, budget, reserve study, meeting minutes, and fee schedule. You typically request this package during the inspection period, which starts the day after contract acceptance and runs 10 days by default. The HOA or management company prepares it, and there may be a fee charged to the buyer or seller. Review the CC&Rs carefully for restrictions on rentals, pets, vehicles, exterior changes, and resale requirements. If the package reveals unacceptable rules or financial problems, you can cancel during your contingency period and receive your earnest money back.
More on hoas and master-planned communities
- How much are HOA fees in Phoenix and are they worth it?
- What is an HOA and what do the fees cover?
- Can the HOA tell me what to do with my yard, paint color or parking?
- Are master-planned communities worth it in Arizona?
- How do I check an HOA's financials and reserves before buying?
- Who pays HOA transfer fees and disclosure fees in Arizona?
Meet Jon Hegreness
Jon Hegreness
REALTOR / Associate Broker · Howe Realty
AZ License BR540940000
Full-time Phoenix North Valley REALTOR and Associate Broker with 24 years in Arizona residential real estate. A negotiator and problem solver who works the way you would want a friend in the business to work: direct, on your side, and steady through the parts that get complicated.