Should I keep renting or buy a house?

The rent versus buy decision depends on your finances, how long you plan to stay in the area, and current market conditions. Buying builds equity and locks in your housing cost if you have a fixed rate mortgage, but it also means upfront costs like your down payment and closing costs, plus ongoing maintenance and repair expenses. Renting offers more flexibility and no maintenance responsibility, but rent typically increases over time and you're not building ownership. Consider your job stability, lifestyle preferences, and whether you're financially ready for homeownership including an emergency fund for unexpected repairs.