Is there a transfer tax when I buy a home in Arizona?
Arizona does not have a state or county level transfer tax or documentary stamp tax when you buy a home. This makes closing costs lower compared to many other states. There are standard recording fees charged by Maricopa County to record the deed and deed of trust, but these are modest and typically handled by the title company during closing. The title company also collects other fees related to escrow services, title insurance, and document preparation. The AAR purchase contract outlines who pays which closing costs, and many items are negotiable between buyer and seller. The specifics depend on your situation and a licensed title officer should confirm all fees at closing, and Jon can connect you with one.
Specifics depend on your situation and should be confirmed with a title company. Jon can connect you with one: text (623) 826-0888.
More on closing costs and the closing process
- What are closing costs and how much are they in Arizona?
- How long does closing take after going under contract?
- What happens on closing day and when do I get the keys?
- What is a final walk-through and what if something is wrong?
- Can I close remotely or do I have to sign in person?
- What is the difference between the Loan Estimate and the Closing Disclosure?
Meet Jon Hegreness
Jon Hegreness
REALTOR / Associate Broker · Howe Realty
AZ License BR540940000
Full-time Phoenix North Valley REALTOR and Associate Broker with 24 years in Arizona residential real estate. A negotiator and problem solver who works the way you would want a friend in the business to work: direct, on your side, and steady through the parts that get complicated.