Can I buy a house with an ITIN or on a temporary visa?
Possibly, yes. Some lenders offer mortgage programs for borrowers who file taxes with an ITIN instead of a Social Security number, and some lend to buyers on temporary work visas. These programs are not offered by every lender, and the down payment, rate and documentation requirements can differ from standard loans. Lenders typically look at work authorization, how long you are expected to remain employed here, income history, credit established in the United States and the source of your down payment. It helps to work with a lender experienced in this type of file. The specifics depend on your situation and a licensed lender should confirm, and Jon can connect you with one.
Specifics depend on your situation and should be confirmed with a licensed lender. Jon can connect you with one: text (623) 826-0888.
More on credit and pre-approval
- What credit score do I need to buy a house?
- How do I get pre-approved for a mortgage and when should I do it?
- What is the difference between pre-qualified and pre-approved?
- How can I raise my credit score fast before buying?
- What documents do I need for a mortgage pre-approval?
- Can I buy a house with bad credit or after a bankruptcy?
Meet Jon Hegreness
Jon Hegreness
REALTOR / Associate Broker · Howe Realty
AZ License BR540940000
Full-time Phoenix North Valley REALTOR and Associate Broker with 24 years in Arizona residential real estate. A negotiator and problem solver who works the way you would want a friend in the business to work: direct, on your side, and steady through the parts that get complicated.