What does a title company actually do?
In Arizona, title companies handle both title insurance and the escrow closing process, unlike some states where attorneys do this work. The title company searches public records to verify the seller actually owns the property and that there are no liens, judgments, or claims against it. They issue title insurance to protect you and your lender if a problem is discovered later. They also act as the neutral escrow holder, collecting and holding your earnest money, coordinating with lenders, preparing closing documents, recording the deed and deed of trust with the county, and disbursing funds to the seller and any lien holders at closing. They ensure everyone gets paid correctly and that ownership transfers properly. The specifics depend on your situation and a licensed title professional should confirm, and Jon can connect you with one.
Specifics depend on your situation and should be confirmed with a title company. Jon can connect you with one: text (623) 826-0888.
More on title, insurance and taxes
- How much is homeowners insurance in Phoenix and what does it cover?
- How do property taxes work in Arizona and how are they calculated?
- Do I need flood insurance in Phoenix?
- What is title insurance and do I need it?
- What is the difference between a home warranty and homeowners insurance?
- Do easements, solar leases or liens on title affect me?
Meet Jon Hegreness

Jon Hegreness
REALTOR / Associate Broker · Howe Realty
AZ License BR540940000
Full-time Phoenix North Valley REALTOR and Associate Broker with 24 years in Arizona residential real estate. A negotiator and problem solver who works the way you would want a friend in the business to work: direct, on your side, and steady through the parts that get complicated.
