How soon can I refinance after buying?

Technically, you can refinance as soon as you want after buying, but several practical factors come into play. Most loan programs have no mandatory waiting period, though some government loans like FHA and VA have specific seasoning requirements if you're doing a cash out refinance or streamline refi, often six months of payment history. Your lender will also want to see that you've made at least one mortgage payment. Closing costs for a refinance can be significant, so you'll want rates or your situation to have changed enough to make financial sense. The specifics depend on your situation and a licensed lender should confirm, and Jon can connect you with one.

Specifics depend on your situation and should be confirmed with a licensed lender. Jon can connect you with one: text (623) 826-0888.