HB 2999 buyer tool
What does a SAID line actually cost per month?
Arizona's new Special Assessment Improvement District tool can add a separate tax line on top of your mortgage, insurance, and standard property tax. This calculator models the worst-case rate cap so you can compare sticker price to real monthly cost. In my experience buyers that are not fully aware of this are often caught off guard and sometimes burdened by the unexpected monthly costs, so it is important to always make sure to read all the builder disclosures with a strong focus on understanding all the real costs.
At a SAID rate of $5.00/$100, you're paying $219/month extra.
At the same total monthly, your dollar buys about $36,365 more home without a SAID line.
Total monthly (with SAID)
$3,627
Equivalent non-SAID home (same monthly)
$561,365
Monthly difference if SAID were not there: $219
Stacked bar: P&I · tax · SAID (gold) · insurance+HOA
Educational estimate only. NAV modeled at 10% of purchase price per Arizona new-build convention. Actual assessments vary by district. Not tax or legal advice.
Want help reading the disclosures?
Call or schedule a Zoom with Jon Hegreness at (623) 826-0888, or email JonHegreness@gmail.com. I will walk through your target community and what to get answered in writing before you sign.