What are typical utility costs in Phoenix for electric, water, gas and trash?
Utility costs in Phoenix vary widely based on home size, age, insulation, cooling system efficiency, and your usage habits. Electric is typically the largest expense, especially in summer when air conditioning runs heavily. Most valley homes are served by APS or SRP, and both offer different rate plans. Water and sewer costs depend on whether you're on city service or a private utility. Many HOAs include trash pickup in their fees. Natural gas is common for heating, water heaters, and appliances, with higher use in winter. Older homes or those with pools, large lots, or poor insulation will cost more to operate than newer energy efficient builds.
More on affordability and budgeting
- How much house can I afford?
- How much should I budget for maintenance and repairs each year?
- Should I pay off my car loan or student loans before buying a house?
- How much should I save besides the down payment?
- What will my total monthly payment be with taxes, insurance, HOA and PMI?
- What is a good debt-to-income ratio for a mortgage?
Meet Jon Hegreness

Jon Hegreness
REALTOR / Associate Broker · Howe Realty
AZ License BR540940000
Full-time Phoenix North Valley REALTOR and Associate Broker with 24 years in Arizona residential real estate. A negotiator and problem solver who works the way you would want a friend in the business to work: direct, on your side, and steady through the parts that get complicated.
