Can I house hack in Phoenix by renting rooms or a casita?

House hacking by renting out rooms or a casita can work in Phoenix, but you need to check several things first. Review your HOA rules carefully, as many restrict rentals entirely or have minimum lease terms that would prohibit renting individual rooms. Some HOAs allow casita rentals but not the main house or vice versa. Verify local zoning and city regulations. Your lender may also have occupancy requirements, especially if you are using an owner occupied loan with a low down payment. Understand landlord tenant law in Arizona and your responsibilities. Consider the tax implications of rental income and whether you can claim the home office deduction. Room rentals can raise fair housing concerns, so understand what criteria you can and cannot use when selecting tenants.